God teaches us a very important
success principle that keeps all nature and the earth efficiently successful. It
is ‘AUTORUN.’
One of the dictionary
definition of ‘auto’ is automatic. And it also refers to 'auto-' a prefix/combining form meaning “self,” “same,” “spontaneous,”
used in the formation of compound words.
The key to success in any
business is to be able to automate the processes involved in the day to day
running of the business as quickly as possible with little human input. It is a
natural phenomenon that ensures a business can outlive and become far bigger
than its founders.
This is true also for
our finances. The earlier things are automated, the better for us. We can then
sit back, simply manage and maintain the ‘system’ and processes…having more
time on our hands to do other things. We all want to have extra time on our
hands to do other fun things, but that is only possible when we set things into
AUTORUN mode.
The earlier you learn to set your finances in autorun, the faster you can attain financial fitness, and become extremely wealthy
.
.
For example, do you have
habits you do without even thinking? Then it means you have ingrained them into
you that they now come from your spine (level)! If you must unlearn bad habits,
then you need to start thinking about them again, consciously do the opposite
every time you feel tempted to do them, till you eventually stop doing them.
Do you still think about
budgeting? And do you fall short of doing it? Then you haven’t ingrained the
habit of always budgeting into your financial schedule. Do you regularly track
your expenses or you can’t be bothered about that? In fact that is why many
companies in developed countries have softwares like Quicken, Mint, You Need A
Budget, etc to help their citizens automate their finances, and it is my dream
to set up one for Nigerians.
Do you still worry about
saving/paying yourself regularly, or giving to charity or your church? Then you
need to know how to pay yourself first and regularly do that without thinking
about it.
Do you have issues being
efficient and effective with your time? Do you find that you neglect the
important things that aren’t urgent, for the urgent things that are not
important, and can’t seem to help yourself until the important things have
become urgently important?
Do you still fall short
of paying your bills, debt- loans and mortgage? Or do you even go into debt by
default/AUTORUN, then you need to learn debt control (-what makes you, who
encourages you to, where and why you, go into debts easily). And of course,
un-automate all those!
In Nigeria today you can
instruct your bank to withdraw your savings from source and transfer to your
savings account before you even see the salary at all. Some workplace
Cooperative and thrift societies do this.
You can also instruct
your banker to help you pay certain bills monthly. Ask about this service the
next time you are in the banking hall.
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