When you first read this title, what came to your mind? Whatever comes to mind about what today’s post is about...you are probably right. Let me delve in.
I have already discussed on this blog the importance of having a money mate, and how the 7 closest persons to you affect your attainment of your financial goals.
This article will look at how you can have control by surrendering control of your finances to someone else. It is paradoxical, yes I know. Moreover, you alone know who that person will be but I will discuss three important personalities that can help you be a better manager of your finances if you are the impulsive spender/giver.
1. Your spouse: You should trust your spouse enough to involve them in every aspect of your finances. If he/she is also your best friend, it further makes it easier to discuss your weakness with (spending) money with them.
I find that if I involve my sweetheart in my finances because I am an impulsive spender and compulsive giver, I become more responsible financially. I just find it hard to keep money lying fallow in my accounts. Involving her helps me to be accountable to her, and be a better manager of money since that is what I sincerely crave.
When I was much younger, my mom kept most of my money gifts for me. However, I didn’t directly get them back- though she claimed to have bought shares with them for me. In adulthood, I do not advise blindly giving another person your money hoping that they will be more prudent with your money. It is meant to be a joint effort at helping you achieve your financial goals by having someone hold you accountable, so you should not just transfer money and hands off, but also do the 'hard (paper)work' together.
I find that if I involve my sweetheart in my finances because I am an impulsive spender and compulsive giver, I become more responsible financially. I just find it hard to keep money lying fallow in my accounts. Involving her helps me to be accountable to her, and be a better manager of money since that is what I sincerely crave.
When I was much younger, my mom kept most of my money gifts for me. However, I didn’t directly get them back- though she claimed to have bought shares with them for me. In adulthood, I do not advise blindly giving another person your money hoping that they will be more prudent with your money. It is meant to be a joint effort at helping you achieve your financial goals by having someone hold you accountable, so you should not just transfer money and hands off, but also do the 'hard (paper)work' together.
I also know a doctor friend whose girlfriend helps him save more than 70% of his income monthly by collecting it immediately after he is paid his salary, while he scrimps and survives on the remaining 30%. He calls her his personal angel, gift from God. He has been able to buy a land, and make some other investments as a result.
2. Your parent: For most of us, our first financial role models were our parents. Many find out in adulthood that they are poor money managers because they either were not taught about money management by their parents, or instinctively follow the bad example shown by their parents while growing up.
However, if you had parents/guardians who laid a good foundation of responsible spending for you, it helps you greatly. Remember, 'Teach a child in the way that he should go...’? If your parents were unlike my mom- they kept your money for you, and today, you can lay claim to the investment they made with it, then you can consider involving them in your finances if you are having challenges even as an adult.
3. Your God: If you are a Christian who believes in God (and you should if you don’t), you should also believe that he cares about your finances and wants you to be comfortable in life. Surrendering your finances to God does not mean giving all your salary to a pastor or giving 10% of it (which some people erroneously call tithes) at your local church.
It simply means accepting that God is your true source of income and sustenance, and he owns everything! Yes, everything, not just 10%, and so you should submit to him in the area of your finances.
It simply means accepting that God is your true source of income and sustenance, and he owns everything! Yes, everything, not just 10%, and so you should submit to him in the area of your finances.
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Many Born Again Christians today have not surrendered their ‘financial life’ to God even though they claim they have given him their 'whole life'. If you accept that God is the best money manager there is, then surrendering your finances to him will help you attain your financial goals faster. But first you need to learn to listen to his Spirit within you and obey his leading concerning your spending (of every cent you earn).
Pastors, instead of going for the lazy, easy way of forcing people to pay ‘tithes’, what the bible teaches and expects that you do today is to teach your members the true gospel, and help them grow into mature Christians who know the voice of God and can surrender their finances to his leading within their hearts, not from the pulpit.
God remains the best financial partner, however, he does not force anyone or intimidate people to give, or submit their finances to him. He never has, he never will!
Gist by the side
A lotto company decided to 'give back' to its customers in celebration of their founder's 80th birthday.
When a lottery business does a ‘Give back promo’, you begin to wonder “Weren’t they were in the giving business all along?” lol
When a lottery business does a ‘Give back promo’, you begin to wonder “Weren’t they were in the giving business all along?” lol
Or, when a church, supposedly a charity organisation, decides to build a cinema house (like I heard a prominent one in VI, Lagos intends doing soon), you begin to wonder where that church’s priority lies. Anyway, I encourage them to pour back into the economy the unbiblical money/levies they keep collecting from their unfortunate members (-which they collect with no purpose whatsoever for, and still continue to collect).
It is well.
Achieve your goals!
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